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Agreement to Terms
By accessing or using Mani$Bot, you agree to be bound by these Terms of Service and our Privacy Policy.
If you do not agree to these terms, please do not use our platform.
⚠️ Critical Legal Disclaimers
Mani$Bot is an educational paper trading platform. All trades are simulated with virtual currency.
No real money is involved. Mani$Bot is NOT a registered investment advisor, broker-dealer, or financial advisor under SEC or FINRA regulations.
We do not provide personalized investment advice or recommendations to buy or sell securities.
All information, analysis, and strategies provided are for educational and informational purposes only.
You are solely responsible for your own investment decisions.
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Acceptable Use Policy
When using Mani$Bot, you agree NOT to:
- Violate laws - Use the platform for illegal activities or fraud
- Spam or abuse - Send unsolicited messages, spam the Community Hub, or abuse features
- Manipulate data - Attempt to alter trading results, leaderboards, or analytics
- Reverse engineer - Decompile, disassemble, or attempt to extract source code
- Automated access - Use bots, scrapers, or automated tools without permission
- Harass others - Post offensive, threatening, or hateful content in community forums
- Impersonate - Pretend to be another user, admin, or Mani$Bot representative
- Exploit vulnerabilities - Intentionally abuse bugs or security flaws (report them instead)
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Paper Trading Disclaimers
🚨 Not Real Money - Educational Only
All trades on Mani$Bot are simulated with virtual currency. No actual financial transactions occur.
Paper trading results do not guarantee real-world trading success.
Key Limitations
- Simulated environment - Paper trades execute at real-time prices but don't affect real markets
- No slippage or liquidity issues - Real trading involves bid-ask spreads and order execution delays
- Emotional factors - Paper trading eliminates the psychological impact of risking real capital
- No borrowing costs - Short selling on Mani$Bot doesn't include real-world borrow fees
- Perfect execution - Paper trades fill instantly; real trades may experience partial fills or rejections
Important: Paper trading success does not guarantee profitability in real markets.
Always consult a licensed financial advisor before making investment decisions.
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AI Analysis Disclaimers
⚠️ Not Financial Advice
AI-generated stock analysis is for educational and informational purposes only.
Mani$Bot and its AI providers (OpenAI, Anthropic, Google, etc.) are not licensed financial advisors.
AI Limitations
- No guarantees - AI predictions are based on historical data and patterns; they may be inaccurate
- Not personalized advice - AI analysis doesn't consider your individual financial situation
- Potential errors - AI models can make mistakes, misinterpret data, or provide outdated information
- Third-party services - AI providers may change models or pricing without notice
- Data limitations - AI analysis relies on available market data, which may be incomplete
Always do your own research (DYOR) before making any investment decisions.
AI analysis is a tool, not a substitute for professional financial advice.
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Regulatory & Investment Disclaimers
🚨 SEC/FINRA Compliance Disclaimer
Mani$Bot is NOT a registered investment advisor (RIA), broker-dealer, or financial planner.
We are not registered with the Securities and Exchange Commission (SEC), Financial Industry Regulatory Authority (FINRA),
or any state securities regulator.
Nothing on this platform constitutes personalized investment advice, a recommendation to buy or sell securities,
or an offer to execute trades. We do not assess your individual financial situation, risk tolerance, or investment objectives.
Not Investment Advice
- General educational information only - All content, analysis, AI insights, and strategies are provided for educational purposes
- No personalized recommendations - We do not know your financial situation and cannot provide tailored advice
- Do your own research (DYOR) - You must conduct independent research before making any investment decisions
- Consult licensed professionals - Always seek advice from a licensed financial advisor, CPA, or attorney for personalized guidance
- Past performance ≠ future results - Historical data, backtests, and paper trading results do not guarantee future success
Risk Disclosure
- Trading involves substantial risk - You can lose all or more than your invested capital in real trading
- No guarantee of profits - We make no representations about profitability or success rates
- Market volatility - Stock prices can fluctuate dramatically due to market conditions, news, and unforeseen events
- Educational platform only - Paper trading does not replicate real-world emotional, psychological, and financial pressures
- Use at your own risk - Any actions you take based on Mani$Bot information are your sole responsibility
AI Analysis Limitations
- AI is not human judgment - AI models analyze data patterns but cannot predict market movements with certainty
- Potential for errors - AI analysis may be inaccurate, outdated, or based on flawed assumptions
- Not a crystal ball - AI predictions are statistical probabilities, not guarantees
- No fiduciary duty - AI providers and Mani$Bot owe you no fiduciary duty or obligation to act in your best interest
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Subscription & Payments
Mani$Bot operates on a subscription-based model:
- Trial Period - New users receive a 30-day free trial with full platform access
- Subscription - After trial, subscription is $19.99/month, billed monthly
- Payment Processing - All payments are processed securely through Stripe
- Cancellation - You may cancel your subscription at any time through your account settings
- Refunds - Subscription fees are non-refundable. Cancellations take effect at the end of the current billing period
- Price Changes - We reserve the right to modify pricing with 30 days notice to existing subscribers
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Limitation of Liability
⚠️ Use at Your Own Risk
Mani$Bot is provided "AS IS" without warranties of any kind. We are not liable for trading losses,
data inaccuracies, service interruptions, or any damages arising from your use of the platform.
What We Are NOT Liable For
- Financial losses - Any losses incurred from real-world trading decisions influenced by Mani$Bot
- Data errors - Inaccurate stock prices, delayed data, or incorrect AI analysis
- Service outages - Downtime, maintenance, or technical issues preventing platform access
- Third-party services - Issues with AI providers, market data APIs, or other integrations
- User actions - Decisions you make based on platform information or AI recommendations
- Security breaches - Unauthorized access to your account (use strong passwords and 2FA)
Maximum liability: In no event shall Mani$Bot's total liability exceed the amount you paid us
in the 12 months prior to the claim (if any).
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Changes to Terms
We may update these Terms of Service from time to time. Significant changes will be announced via:
- Email notification (if enabled in preferences)
- In-app banner on login
- Updated "Last Modified" date at the top of this page
Continued use of Mani$Bot after changes constitutes acceptance of the new terms.
If you disagree with the updated terms, please discontinue use and delete your account.
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Governing Law & Disputes
These Terms are governed by the laws of the jurisdiction in which Mani$Bot operates.
Any disputes will be resolved through binding arbitration, except where prohibited by law.
You agree to resolve disputes individually, not as part of a class action lawsuit.
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Contact Us
If you have questions about these Terms of Service, please contact us: