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Agreement to Terms
By accessing or using ManiBot, you agree to be bound by these Terms of Service and our Privacy Policy.
If you do not agree to these terms, please do not use our platform.
⚠️ Important Disclaimers
ManiBot is an educational paper trading platform. All trades are simulated with virtual currency.
No real money is involved. ManiBot does not provide financial advice and is not a licensed broker-dealer.
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Acceptable Use Policy
When using ManiBot, you agree NOT to:
- Violate laws - Use the platform for illegal activities or fraud
- Spam or abuse - Send unsolicited messages, spam the Community Hub, or abuse features
- Manipulate data - Attempt to alter trading results, leaderboards, or analytics
- Reverse engineer - Decompile, disassemble, or attempt to extract source code
- Automated access - Use bots, scrapers, or automated tools without permission
- Harass others - Post offensive, threatening, or hateful content in community forums
- Impersonate - Pretend to be another user, admin, or ManiBot representative
- Exploit vulnerabilities - Intentionally abuse bugs or security flaws (report them instead)
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Paper Trading Disclaimers
🚨 Not Real Money - Educational Only
All trades on ManiBot are simulated with virtual currency. No actual financial transactions occur.
Paper trading results do not guarantee real-world trading success.
Key Limitations
- Simulated environment - Paper trades execute at real-time prices but don't affect real markets
- No slippage or liquidity issues - Real trading involves bid-ask spreads and order execution delays
- Emotional factors - Paper trading eliminates the psychological impact of risking real capital
- No borrowing costs - Short selling on ManiBot doesn't include real-world borrow fees
- Perfect execution - Paper trades fill instantly; real trades may experience partial fills or rejections
Important: Paper trading success does not guarantee profitability in real markets.
Always consult a licensed financial advisor before making investment decisions.
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AI Analysis Disclaimers
⚠️ Not Financial Advice
AI-generated stock analysis is for educational and informational purposes only.
ManiBot and its AI providers (OpenAI, Anthropic, Google, etc.) are not licensed financial advisors.
AI Limitations
- No guarantees - AI predictions are based on historical data and patterns; they may be inaccurate
- Not personalized advice - AI analysis doesn't consider your individual financial situation
- Potential errors - AI models can make mistakes, misinterpret data, or provide outdated information
- Third-party services - AI providers may change models or pricing without notice
- Data limitations - AI analysis relies on available market data, which may be incomplete
Always do your own research (DYOR) before making any investment decisions.
AI analysis is a tool, not a substitute for professional financial advice.
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Donations & Payments
If you choose to support ManiBot through donations:
- Voluntary - All donations are voluntary and non-refundable
- Stripe processing - Payments are processed securely through Stripe
- No perks or rewards - Donations do not grant special features or privileges (unless explicitly stated)
- Tax deductibility - ManiBot is not a registered charity; donations may not be tax-deductible
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Limitation of Liability
⚠️ Use at Your Own Risk
ManiBot is provided "AS IS" without warranties of any kind. We are not liable for trading losses,
data inaccuracies, service interruptions, or any damages arising from your use of the platform.
What We Are NOT Liable For
- Financial losses - Any losses incurred from real-world trading decisions influenced by ManiBot
- Data errors - Inaccurate stock prices, delayed data, or incorrect AI analysis
- Service outages - Downtime, maintenance, or technical issues preventing platform access
- Third-party services - Issues with AI providers, market data APIs, or other integrations
- User actions - Decisions you make based on platform information or AI recommendations
- Security breaches - Unauthorized access to your account (use strong passwords and 2FA)
Maximum liability: In no event shall ManiBot's total liability exceed the amount you paid us
in the 12 months prior to the claim (if any).
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Changes to Terms
We may update these Terms of Service from time to time. Significant changes will be announced via:
- Email notification (if enabled in preferences)
- In-app banner on login
- Updated "Last Modified" date at the top of this page
Continued use of ManiBot after changes constitutes acceptance of the new terms.
If you disagree with the updated terms, please discontinue use and delete your account.
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Governing Law & Disputes
These Terms are governed by the laws of the jurisdiction in which ManiBot operates.
Any disputes will be resolved through binding arbitration, except where prohibited by law.
You agree to resolve disputes individually, not as part of a class action lawsuit.
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Contact Us
If you have questions about these Terms of Service, please contact us: